MONUMENT PAYMENTS
Local. Frictionless. Payment Solutions




WELCOME TO MONUMENT PAYMENTS...
Western Colorado's Highest
Rated Merchant Service Provider!
Monument Payments prides itself on personalized, face-to-face service, even after the sale. What sets us apart from other payment solutions providers is this dedication to agent/client relationships. We are in it for the long haul!

We are payment experts in a range of areas including:
Point-of-Sale Systems
From "mom and pop" merchant locations to large multi-store chains, Monument Payments has the POS solutions to help streamline operations and improve customer experience in order to simplify your business operations.
Software Integration
We make payment processing software integrations simple, no matter the industry.
Payment Processing
New tech and payment methods are continually evolving. We make it easy for businesses to accept all the payment types your customers desire.
B2B Level ll & Level lll Optimization
We provide assistance and optimization in all level II and III B2B transactions.
We’re ETA Certified
The ETA sets the standard for professional performance in the payments industry and is a symbol of excellence. It’s where payments and technology intersect. The ETA has over 500 members worldwide, including all the major card brands and banks. It provides many helpful resources as well as a platform for collaboration that propels the industry forward. The ETA’s CPP program encompasses all facets of the payments ecosystem, from governmental regulations, security, and compliance requirements to the latest in technology and trends, ensuring a full mastery of the payments industry. As CEO of Monument Payments, Justin Kappel is one of a handful of Certified Payments Professionals in the state of Colorado.

SERVICES WE PROVIDE
Retail
From “mom and pop” merchant locations to large multi-store chains, Monument Payments equips all retail merchants with the tools essential for growth and success.
Wireless Processing
HVAC/Plumbing contractors, electrical contractors, limo/shuttle services, trade shows, farmers markets, mobile merchants, home-based businesses, landscapers and food trucks are a select few of the myriad mobile locations that are increasingly
accepting credit cards through a wireless terminal or mobile app.
Supermarket/Multi-Lane
Supermarkets and other multi-lane retail locations with high traffic require dedicated services and equipment to ensure that transactions are completed securely and efficiently. Monument Payments can provide your business with a comprehensive multi-lane solution that bundles supermarket registration with full POS support and excellent processing fees.
Restaurant
Combine industry-low processing fees with full POS support with offline processing, IP/wi-fi/LTE solutions, and you’ll have the ultimate
processing system for your restaurant.
B2B/B2G
Eliminate net 30, net 60, and even net 90 and replace it with net right-now! Our Interchange optimized payment gateway solutions automatically qualify business/corporate/purchasing/government cards for the lowest possible interchange rates, therefore making it financially feasible for large b2b merchants to include card acceptance as another convenient method of payment.
Hospitality
With Monument Payments hotel and lodging services, you’ll be able to accept multiple forms of payment while utilizing a full lodging application including check-in, check-out, folio number, date, arrivals and departures.
E-Commerce and Internet
From our online gateway solutions developed in-house to our ability to resell Authorize.Net®, PayTrace®, and other payment gateways,
Monument Payments provides high volume e-commerce and Internet merchants with a stable and feature-rich processing environment.
Pay-at-the-Pump
Monument Payments offers a comprehensive Pay-at-the-Pump program with high speed authorizations and complete payment solutions that are fast, reliable and secure. We authorize and settle private label fuel cards such as FuelMan®, Wright Express® and Voyager®, enabling you to serve more customers and generate more revenue than ever before.
Quick Service (QSR)
Quick Service is one of the fastest growing industry segments in the payments market today. An increasing number of consumers are using credit and debit cards for smaller purchases. Restaurants with an average ticket of under $15 qualify for Visa Small Ticket and MasterCard Convenience Pay Interchange rates and enhanced chargeback protection with relaxed signature rules.
Trust is the foundation of great service...
At Monument Payments, we conduct business the way you want business to be conducted; with honesty, fairness and transparency, all while providing the highest levels of customer service with the utmost levels of integrity. We don't believe in locking our clients into long term contracts. We don't like to be locked into contracts so why would we do that to our clients, ya know? We believe that the processor/merchant relationship should be a symbiotic one, and if for whatever reason that doesn't come to fruition we will shake your hand, say thank you and wish you the best.

Our Client Reviews
Heres what people are saying about us: