MONUMENT PAYMENTS

Local. Frictionless. Payment Solutions

WELCOME TO MONUMENT PAYMENTS...

Western Colorado's Highest

Rated Merchant Service Provider!


Monument Payments prides itself on personalized, face-to-face service, even after the sale. What sets us apart from other payment solutions providers is this dedication to agent/client relationships. We are in it for the long haul!

Welcome to Monument Payments - Colorados Highest Rated Merchant Service Provider!
We are payment experts in a range of areas including: Point of Sale Systems, Software Integration, Payment Processing, B2B Level II and Level III Optimization.

We are payment experts in a range of areas including:

Point-of-Sale Systems

From "mom and pop" merchant locations to large multi-store chains, Monument Payments has the POS solutions to help streamline operations and improve customer experience in order to simplify your business operations.

Software Integration

We make payment processing software integrations simple, no matter the industry.

Payment Processing

New tech and payment methods are continually evolving. We make it easy for businesses to accept all the payment types your customers desire.

B2B Level ll & Level lll Optimization

We provide assistance and optimization in all level II and III B2B transactions.

We’re ETA Certified


The ETA sets the standard for professional performance in the payments industry and is a symbol of excellence. It’s where  payments and technology intersect. The ETA has over 500 members worldwide, including all the major card brands and banks. It provides many helpful resources as well as a platform for collaboration that propels the industry forward. The ETA’s CPP program encompasses all facets of the payments ecosystem, from governmental regulations, security, and compliance requirements to the latest in technology and trends, ensuring a full mastery of the payments industry.  As CEO of Monument Payments,  Justin Kappel is one of a handful of Certified Payments Professionals in the state of Colorado.

Monument Payments is ETA CPP Certified Payments Professional

SERVICES WE PROVIDE


Retail

From “mom and pop” merchant locations to large multi-store chains, Monument Payments equips all retail merchants with the tools essential for growth and success.

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Wireless Processing

HVAC/Plumbing contractors, electrical contractors, limo/shuttle services, trade shows, farmers markets, mobile merchants, home-based businesses, landscapers and food trucks are a select few of the myriad mobile locations that are increasingly
   accepting credit cards through a wireless terminal or mobile app.
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Supermarket/Multi-Lane

Supermarkets and other multi-lane retail locations with high traffic require dedicated services and equipment to ensure that transactions are completed securely and efficiently. Monument Payments can provide your business with a comprehensive multi-lane solution that bundles supermarket registration with full POS support and excellent processing fees.
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Restaurant

Combine industry-low processing fees with full POS support with offline processing, IP/wi-fi/LTE solutions, and you’ll have the ultimate
   processing system for your restaurant.
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B2B/B2G

Eliminate net 30, net 60, and even net 90 and replace it with net right-now! Our Interchange optimized payment gateway solutions automatically qualify business/corporate/purchasing/government cards for the lowest possible interchange rates, therefore making it financially feasible  for large b2b merchants to include card acceptance as another convenient method of payment.
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Hospitality

With Monument Payments hotel and lodging services, you’ll be able to accept multiple forms of payment while utilizing a full lodging application including check-in, check-out, folio number, date, arrivals and departures.

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E-Commerce and Internet

From our online gateway solutions developed in-house to our ability to resell Authorize.Net®, PayTrace®, and other payment gateways,
   Monument Payments provides high volume e-commerce and Internet merchants with a stable and feature-rich processing environment.
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Pay-at-the-Pump

Monument Payments offers a comprehensive Pay-at-the-Pump program with high speed authorizations and complete payment solutions that are fast, reliable and secure. We authorize and settle private label fuel cards such as FuelMan®, Wright Express® and Voyager®, enabling you to serve more customers and generate more revenue than ever before.
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Quick Service (QSR)

Quick Service is one of the fastest growing industry segments in the payments market today. An increasing number of consumers are using credit and debit cards for smaller purchases. Restaurants with an average ticket of under $15 qualify for Visa Small Ticket and MasterCard Convenience Pay Interchange rates and enhanced chargeback protection with relaxed signature rules.
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Trust is the foundation of great service...

At Monument Payments, we conduct business the way you want business to be conducted; with honesty, fairness and transparency, all while providing the highest levels of customer service with the utmost levels of integrity. We don't believe in locking our clients into long term contracts. We don't like to be locked into contracts so why would we do that to our clients, ya know? We believe that the processor/merchant relationship should be a symbiotic one, and if for whatever reason that doesn't come to fruition we will shake your hand, say thank you and wish you the best.

About Us

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